Last updated: August 19, 2026
We believe readers deserve to know who is behind the content they read, how our articles are produced, and how 14MK supports its operations. This page explains our editorial approach, our use of information and research, our corrections policy, and how the website makes money.
1. Who Operates 14MK
14MK is an independent personal finance publication focused on budgeting, saving money, debt and credit management, financial planning, and building a stronger financial future.
The website’s articles are primarily written by Daniel Scott Harrington, a personal finance enthusiast and money planning writer dedicated to helping everyday people better understand their finances and make more informed decisions.
14MK is operated by a private entity registered under CNPJ 57.215.224/0001-38.
For questions, corrections, or other inquiries, please contact us through our website’s contact page.
2. Our Mission
Our mission is simple: to make personal finance easier to understand and more practical for everyday people.
We create educational content about topics such as budgeting, saving, debt repayment, credit, financial planning, financial independence, and money management.
Our goal is to provide clear, useful information without unnecessary complexity, unrealistic promises, or the suggestion that there is a single financial strategy that works for everyone.
Personal finance is personal. What works for one person may not be appropriate for another, which is why our content is intended to help readers understand their options and make better-informed decisions.
3. How Our Content Is Created
Our articles are developed using a combination of research, editorial review, and practical financial education principles.
- Research-based content. We research financial topics using reputable sources, established financial principles, publicly available information, and relevant documentation when appropriate.
- Practical guidance. We aim to turn complex financial concepts into understandable explanations, examples, checklists, and actionable steps.
- Editorial responsibility. Articles are reviewed for clarity, relevance, and consistency before publication.
- Attribution. Articles identify their author and publication date. When an article is substantially revised, the publication information may also be updated.
- Ongoing updates. We may review and update existing articles when information, financial products, regulations, recommendations, or best practices change.
Because financial information can change over time, readers should always verify important details with authoritative sources before making significant financial decisions.
4. Use of AI Tools
We may use software tools, including artificial intelligence-based tools, to assist with certain editorial tasks such as research organization, brainstorming, grammar checking, formatting, or improving readability.
AI tools do not replace editorial responsibility. Content published on 14MK is reviewed before publication, and we do not intend to publish raw, unreviewed, automatically generated articles.
The final responsibility for the content, including its presentation, conclusions, and recommendations, remains with the publisher and author.
5. Corrections Policy
We take accuracy seriously, but financial information can be complex and mistakes can happen.
If we identify a factual error, outdated information, misleading statement, or other significant issue in an article, we aim to correct it as soon as reasonably possible.
When appropriate, substantial corrections may be accompanied by an updated publication or revision date.
If you believe an article contains an error, we encourage you to contact us through our contact page and include:
- The URL of the article;
- The information you believe is incorrect;
- Any reliable source or evidence that helps us review the issue.
Reader feedback helps us improve the accuracy and usefulness of 14MK.
6. Limits of Our Advice
14MK provides general educational and informational content about personal finance.
We are not a financial planning firm, investment advisory firm, accounting firm, law firm, or tax advisory service. Our content should not be considered personalized financial, investment, tax, accounting, or legal advice.
Financial decisions depend on individual circumstances, including income, expenses, debt, assets, goals, risk tolerance, location, and applicable laws and regulations.
Before making significant financial, investment, tax, legal, or credit decisions, readers should consider consulting an appropriately qualified professional who can evaluate their individual situation.
Never make a major financial decision solely because of information published on 14MK.
7. How 14MK Makes Money
14MK may be funded through advertising displayed on the website, including advertising services such as Google AdSense.
Advertising helps support the costs associated with operating, maintaining, and publishing content on the website.
Advertisements are intended to remain distinguishable from editorial content. Advertisers do not purchase editorial control over our articles, and advertising relationships are not intended to determine our editorial conclusions or recommendations.
Our goal is to maintain editorial independence while using advertising revenue to support the continued operation of the publication.
8. Editorial Independence
The presence of advertising on 14MK does not mean that an advertiser has control over what we publish.
Our editorial content is developed independently from advertising decisions. We do not intend to alter an article’s conclusions simply because a particular company, product, or financial service appears in advertising.
When we discuss financial products, strategies, or services, readers should evaluate them independently and consider whether they are appropriate for their own circumstances.
9. Your Privacy
We take reader privacy seriously.
Information about how 14MK collects, uses, stores, and protects information is described in our Privacy Policy and Cookie Policy, where applicable.
Because advertising and analytics technologies may use cookies or similar technologies, readers should review the relevant privacy and cookie information to understand how these technologies may operate on the website.
10. Contact
If you have a question about this editorial policy, want to report an error, or have another concern regarding content published on 14MK, please contact us through our Contact Us page.
We appreciate feedback from our readers and take legitimate concerns about accuracy and transparency seriously.
14MK
Personal Finance and Budget Planning
Last updated: August 19, 2026